Finance Center

Finance Center


You're ready to turn heads on your commute through Sterling, Reston, or Herndon, Virginia, behind the wheel of a MINI. At the MINI of Sterling finance center, making that happen is easier and more enjoyable than you might think.

We treat every financing interaction like a conversation with a good friend: straightforward, supportive, and always focused on getting you the keys with confidence.

Finance Team

Meet Our Friendly Finance Team

Step inside our Sterling finance center, and you'll immediately notice the difference. Our team thrives on turning your automotive ambitions into reality. Thanks to our relationships with MINI Financial Services and well-known local Virginia banks, drivers regularly benefit from impressively competitive rates. 

Our specialists know MINI vehicles inside and out, but even better, they understand how to navigate the details smoothly. You'll sit down together and talk through your daily driving habits, long-term goals, and budget priorities. Then, they'll craft a personalized financial plan built to comfortably match your routine.

Our long-standing reputation across NOVA speaks volumes, and we're excited to include you among our satisfied customers who confidently drive away with plans designed specifically for them.

Finance Center

Buying vs Leasing: What's Right for You?


Deciding whether to buy or lease can feel overwhelming, but at our MINI finance center near Sterling, it's straightforward and clear.

Buying your MINI means building equity with every payment. You'll have freedom from mileage restrictions, allowing unlimited adventures. The monthly payments may run slightly higher, but the long-term reward is owning your MINI outright.

On the flip side, leasing is ideal if you prefer flexibility with lower monthly payments. MINI offers two lease types: the Motoring Lease, a shorter-term option starting around two years, and the Traditional Lease, offering longer terms for convenience. Wondering about lease returns or early termination? Early returns are often possible, subject to the terms outlined in your lease agreement.

Our experts walk you through everything clearly, helping you confidently pick the option best suited to your driving style, finances, and preferences.

Finance Center

Online Financing Tools & Resources

These days, convenience counts, and our Sterling MINI dealership has it nailed with intuitive online financing tools. Start by using our easy Value Your Trade tool, getting a quick and fair appraisal estimate. 

Next, play around with the Payment Calculator to find a monthly amount that matches your comfort level. Adjust loan terms, interest rates, and down payments in real-time until everything clicks.

Ready to take the next step? Submit our secure online financing application from the comfort of your couch. Our finance team receives your information instantly and quickly processes your application.

Prefer to buy entirely online? MINI of Sterling supports your at-home shopping experience, complete with personalized delivery to your home or office within 30 miles. Relax—we’ll handle the details and bring your MINI right to your doorstep.

More Financing Resources

Contact Our Finance Center Today!


At MINI of Sterling, we’re here to make sure your drive home is a fun, confident start to your new MINI adventure. We invite drivers throughout Centerville, Ashburn, and Chantilly, Virginia, to browse our online inventory today.

Reach out to our finance team anytime for personalized support, transparent financing solutions, or simply to schedule a test drive.


Contact Us

MINI of Sterling

21710 Auto World Circle
Sterling, VA 20166

Driving Directions

Main 571-317-2981
Sales 571-777-0649
Service 571-765-3931
Parts 571-200-3791
Monday 9:00AM - 8:00PM
Tuesday 9:00AM - 8:00PM
Wednesday 9:00AM - 8:00PM
Thursday 9:00AM - 8:00PM
Friday 9:00AM - 8:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Sales Department is OPEN the final 2 Sundays of every month, 12pm - 5pm.
Monday 7:00AM - 6:00PM
Tuesday 7:00AM - 6:00PM
Wednesday 7:00AM - 6:00PM
Thursday 7:00AM - 6:00PM
Friday 7:00AM - 6:00PM
Saturday 8:30AM - 5:00PM
Sunday Closed
Monday 7:00AM - 6:00PM
Tuesday 7:00AM - 6:00PM
Wednesday 7:00AM - 6:00PM
Thursday 7:00AM - 6:00PM
Friday 7:00AM - 6:00PM
Saturday 8:30AM - 5:00PM
Sunday Closed